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Electronics have become some of the most important parts of our modern life. From gadgets that are almost always glued to our hands to the long-time medium of entertainment like TV; these are all parts of us. This is why the race to get the latest gadgets or the most advanced TV in our home is also a thing. While some people would camp in front of the store for hours to be the first person to get an iPhone, there are many ways to get your hands on new electronics. Buy now pay later TV with no credit checks is one of the most convenient ways that you can choose.
For most people, online shopping has overtaken the traditional way of shopping in-store. This is even better news for those who have a bad credit score. Most online shopping platforms offer buy now pay later options without credit checks. Some others specify in providing services for people with bad credit. Not to mention how you don’t have to deal with the hassles and it saves you so much time and energy. The competitive price makes them the best option to buy a TV from the comfort of your own home.
Best Sites for Buy Now Pay Later TV with No Credit Checks
If you have a bad credit score or don’t have any credit records at all, here are the 8 best sites where you can buy a TV with buy now pay later options. The best part of it: no credit checks!
1. Kmart
When money isn’t always available at your fingertips, Kmart offers a solution you’ll appreciate. Here, you can use buy now pay later TV without credit checks beforehand. Not only you’re able to buy extensive choices of electronics here you can also buy home appliances and furniture. The available lease program makes it easy for people with bad credit to buy a TV and more.
Kmart doesn’t need credit checks or references when you’re applying for their lease program. With the quick and hassle-free process, you can take home a TV of your favorite brand and not worry about the instant payment. They offer three different terms of early purchase options 30, 60, and 90 days. But the longer the term you take, the higher the difference from its cash price. To be an eligible applicant, you must be at least 18 years old and have regular income proof. You must also provide a valid Social Security or individual Taxpayer ID.
The process is easy and quick; the first thing you’ll need to do is to apply online on their website and get approved. Once your application is approved, bring your approval code to the nearest Kmart store and choose your dream TV to bring home. You’ll be making your first lease payment as a down payment. Payments then will be deducted from your credit card, debit card, or bank account. With all these features, it should come as no surprise that Kmart is also one of the best sites with instant approval.
2. Splitit
With so many shops to choose from, buy now pay later TV no credit checks is easy to do with Splitit. It’s a unique way of buy now pay later option since you won’t need to do the application. Instead, you’ll use your existing Visa or MasterCards credit cards. But worry not, they won’t put extra charges of interest or late fees. Their main goal is to ensure more of your money stays your money for your other needs.
Most of the shops available on their websites are for jewelry and home appliances. If you’re living in Australia, you’ll have the best choice of electronics from Kogan with the help of Slipit.
3. Luther Sales
At Luther Sales, everyone is committed to providing quality brand products since 1967. And they make sure everyone gets the same chance of getting these top products; from electronics, home appliances, outdoor livings, computers, jewelry, and many more.
One of the ways to ensure everyone has the same chance in getting these products is through their affordable buy now pay later options. There are different payment options in Luther Sales for everyone. And most importantly, they don’t care about your credit score. They will take a look at your employment history rather than your credit history. This means you can still apply for credit as long as you’ve been in your current job for three months. It doesn’t matter if you have bad credit!
Credit approval from Luther Sales will bring you a chance to build or repair your credit record. Terms of allotment loans can go up to 36 months. Depending on which state you live in, the APR varies from 17% to 23%. Note that they charge a late fee of 20 USD or 5% from the total payment, whichever is higher.
4. Zebit
We can’t skip on Zebit when we’re talking about buy now pay later TV no credit checks platforms. It’s one of the biggest online markets that offer flexibility when you buy products from their site. Also, not only you can get your TV here, Zebit houses various products from electronics and home décor to beauty and health products. It’s the perfect one-stop-shop for anything you need.
Powered by ZebitLine Credit, qualified applicants can get up to 2,500 USD worth of credit. To qualify, you should be at least 18 years old and be either on benefit, employed, or retired. Zebit will still need to verify your income and identity during the application. Easy and fast approval is guaranteed and you’ll have the convenience in deciding your payment terms. All in all, Zebit is one of the sites where you can opt for buy now pay later options with so many brands to choose from.
5. TechScheme UK
The UK-based one-stop online shop an extensive selection of electronics and gadgets. Not just a TV, you can practically get full home entertainment equipment from TechScheme UK. Your possibility of getting good things doesn’t only stop there. What’s more, TechScheme offers buy now pay later TV with no credit checks options on their website.
Aside from its convenience, you won’t have to worry about your credit score here. To apply, make sure you prepare your employer code and payroll number. If you don’t know how to get these requirements, you can see your employer for the employer code. And you can check on your payslip to check on your payroll number.
You’re qualified to apply only if you’re 18 and employed. Aside from these requirements, your employer is also must be signed up in TechScheme or willing to sign up. Once your employer approves, you can bring home your TV in only a few clicks!
6. iiPPy
Another UK based website that offers to finance your TV purchase is iiPPy. Featuring some of the top global products, you can find so many more than a TV on this website. They offer a wide range of products; furniture, home appliances, and even anything you need for your garden!
You can choose which payment term that suits you best; weekly, bi-weekly, or monthly. No credit checks and hidden fees are required from the process. iiPPy accepts people with bad credit history and instead of running a credit check, they’ll run an affordability check. What matters is you can afford to do the repayment and everything’s clear as long as everything is suitable with their requirements.
They handle a customer with case by case situations. Meaning that one of their finance team will be in touch with you to go through the financial application. Anyone over the age of 18 is eligible to propose easier payment terms.
7. FlexShopper
Being able to purchase luxury electronics in small bites feels like a big win in life, especially when we don’t always have cash ready in hand. Imagine if you can do it in the largest online marketplace today. Well, that’s no longer a dream since you can do it at FlexShopper!
With over 85,000 quality brand products available, you can bring home one of the best TVs in the market today. Convenient payment options are powered by FlexShopper Credit where an eligible applicant may qualify for a 2,500 USD credit value. If you earn at least 1,000 USD a month and have an active checking account for the past 90 days; you’re already meeting the early requirements!
You can arrange the most suitable payment plan for you; weekly, bi-weekly, or monthly. Note that some approved applicants will need to pay an initial down payment for certain products.
8. Hughes
Hughes provides the same chance for everyone wanting a brand new item. And there are many ways to get it with different payment plans offered by the UK-based website. With an extensive selection of products from various brands, there are plenty to choose from. Be it TV and entertainment products or the latest smart tech, there’s something for everyone.
For a buy now pay later option, you can choose to pay with Klarna, the available payment provider. You can choose between the 30 days or 3 installments payment plan; whichever is more convenient for you. There’s no extra charge for interest or fees and automatic payment will directly be deducted from your credit or debit card. Klarna will run an affordability assessment before deciding whether or not you’ll be eligible for the credit application. The best part is, all process is easy and quick!
Conclusion
When one door closes, another one opens. The saying pretty much encapsulates the whole experience of having a bad credit score. While it can be difficult to get accepted for credit, it’s not impossible! With many websites providing buy now pay later TV with no credit checks, not only do they allow you to get financing, but you’ll also have the chance to build or repair your credit history for better financial planning in the future. It’s best to do your own research before deciding which website you’ll trust your money with. Considering interest rates, benefits, and flexibility should be your top priority in choosing the right website for you.
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