Buy Here Pay Here Houston No Credit Check

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Having a good credit score is very important to get car financing. On the other hand, having bad credit or no credit doesn’t mean you have no options when buying a vehicle. Plenty of dealers now allow you to buy a car with buy here pay here Houston no credit check in-house financing.

And getting buy here pay here no credit check financing is not as hard as you think. Take some time to do some online research to find these dealers. Plus, check the requirements they require you to buy a new or used car without a credit check needed. Most buy here pay here dealerships provide personally tailored financed options for you.

What Should I Provide To Apply Buy Here Pay Here No Credit Check?

Many dealers will ask you to fill out their pre-approval financing form. It’s one of the ways for car dealerships to determine your best financing options. Having the right documents with you when you visit your chosen dealer will speed up the purchase process.

Although your dealer may request additional information in your specific financial situation, many buy here pay here dealers require:

  • Your valid driver’s license and Social Security Number (SSN)
  • Proof of vehicle insurance
  • Financial information (e.g. your bank account details)
  • References (along with contact information: name, phone, address)
  • Proof of salary and employment
  • Proof of residence
  • Phone or other utility bills
  • Down payment

It’s recommended that you contact the dealer to ask about what they require, so you’ll be fully prepared when you visit the lot.

Buy Here Pay Here No Credit Check Dealers in Houston

Here are the five best in-house financings in Houston. If you’re looking for those specifically with low down payment, read our article on Buy Here Pay Here Houston Low Down Payment Info.

Vista Cars & Trucks

7955 Veterans Memorial Drive
Houston, TX 77088
(281) 445-1800

Vista Cars & Trucks has been in the business for more than 20 years. They provide CarFax certified pre-owned vehicles. Do you need a small car for yourself? Or do you need a larger car for the whole family? Here, you’ll find plenty of cars and trucks from a reputable name, including Nissan, Toyota, Jeep, and Kia.

They don’t only offer easy prime lending and special financing, but they also offer to buy here pay here financing. With competitive rates, you’ll get a dependable car at an affordable price. Offering No Credit Check Programs, they guarantee approved application, whether you’re an employee or self-employed.

Buy Here Pay Here Dealerships in Houston with No Credit Check

For employees, you should at least have a minimum of 1 year of job time to apply for this financing. And your income should be a minimum of 2600 USD a month. Besides, you should also have a valid Texas Drivers’ License and never failed for bankruptcy. Down payment starts at 599 USD (terms and conditions applied). Vista Cars & Trucks offers online payment as well.

Shabana Motors

9811 Southwest Freeway
Houston TX, 77074
Sales: (281) 994-7105
Customer Service: (713) 270-9005

If you have no credit or bad credit, Shabana Motors will help you to get the car you deserve. They offer in-house financing and free credit checks to fit anyone’s lifestyle and budget. Even if you don’t have a social security number or a driver’s license, they will work with you to find the auto loan and payment solution that meets your needs.

Once you’re approved, you can choose monthly, semi-monthly, and bi-weekly installments. Plus, they provide no-hassle payment options, including auto-pay, online, and over the phone payment. Shabana Motors is also a great choice if you want to build your credit. When you make payments on time, they will report your payment history to Equifax and TransUnion.

They have a wide selection of high-quality pre-owned cars for everyone. There are several brands in their inventory, including Honda, Hyundai, Mazda, Toyota, and Kia. Plus, you’ll also find high-end cars such as Mercedes Benz, Porsche, Infinity, and Lexus. Get a two-year or 24,000-mile warranty and free a year of roadside assistance and battery service on every purchase.

Liquidators Auto Sales

1510 Antoine Dr, Houston, TX 77055

It is important to get certified pre-owned vehicles. Liquidators Auto Sales are the right place for you to get used cars, trucks, and SUVs. They offer various kinds of vehicles from a wide range of brands and models at an attractive price. Whether you prefer Dodge, Chrysler, Nissan, GMC, or Ford, they have them all! Also, it’s the place to buy here pay here Houston no credit check to get your dream car. With a low down payment, you can drive the best car.

When you buy a vehicle from Liquidators Auto Sales, you’ll get a free full vehicle history report and free manufacturer warranty. Plus, they will report your good payment history to multiple credit bureaus. So you can rebuild your credit. And you can trade-in your old car for an upgrade. For an easy application process, you can check your preferred cars and fill out the credit application online.

King of Cars

6867 Gulf Fwy
Houston, TX 77087

One of buy here pay here Houston no credit check dealerships, King of Cars offer in-house financing with no credit needed. It doesn’t matter whether you have bad credit or no credit. They only need your 2 recent paycheck stubs, a down payment, and current utility bill. And they offer easy and fast financing approval, in less than an hour.

You’ll find plenty of used vehicles from their inventory, such as GMC, Chevrolet, Mercedes-Benz, and more. Unlike the other buy here pay here dealerships, King of Cars put the vehicle price with the down payment, bi-weekly payment, and financing terms on their website, even without knowing your credit score up front. What’s more, they offer a flat rate of 18% APR, which is lower than any in-house financing dealers.

Dixon Motors

7902 North Fwy,
Houston, TX 77037

Dixon Motors guarantees for Apply Today Drive Tonight, even for those with bad credit or no credit. They focus on your current job and your potential to pay the loan. Dixon Motors offers the best auto financing that will suit your financial needs with an easy process. So, you’ll get the perfect car.

They also have an app for your convenience. It allows you to make online payments easily. Besides, you can schedule service appointments and even get towing assistance.

As Houston’s only buy here pay here dealership of late-model vehicles, you can purchase affordable and reliable used cars, trucks, and SUVs. Choose from their inventory your dream car. Is it Volkswagen, Infinity, Dodge, or even Lexus?
When you buy a vehicle here, you’ll also get early tax refund programs to assist with a down payment. Plus, debt cancellation coverage and a 12 month or 12,000-mile limited warranty.


Many people can benefit from buy here pay here Houston no credit check dealership. It’s especially beneficial for people with bad credit or no credit that is difficult to get traditional financing. You may get approved for traditional auto financing if you’re building your credit history. And you can find Car Lots in Houston that offers as low as 500 USD down payment. However, if you can’t wait to get a car and buy here pay here is your only option, stick to how much you can afford for a car. And remember to always shop around for car dealerships. Applying pre-approval can also help you compare financing rates and terms.

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